Spending can quickly spiral out of control. That’s the power of high-limit credit cards and zero-interest payment plans on personal loans. Before you know it, you have a house full of new furniture and ticket stubs from over a dozen concerts. While it was all worth it at the time, you weren’t thinking about how to save money.
Budget
6 steps: Create a budget and stay out of debt
As an adult, you have to make decisions every day that affect your short- and long-term life plan. Whether you promise to get your third-grader a bunny if she gets all A’s or opt for a second salted-caramel Frappuccino, your daily choices add up – literally.
Even the small details can have major impact on your bank account over time.
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