When it comes to credit cards, separating fact from fiction can be tough. A friend might tell you something about credit cards that turns out to be false, or you might find credit card information online that’s just flat-out wrong.
A credit score can have a big impact on your financial life. A top score gets you the best terms on a mortgage or car loan, and can even help you land a good job or a nice apartment. Many people mistakenly think they have just one credit score. In fact, dozens of scores may be attached to a consumer’s name. The two most famous scores are the FICO score and the VantageScore.