You may know that lenders often “pull your credit” when considering you as an applicant. But did you know that there are two types of credit inquiries — a soft credit inquiry and a hard credit inquiry?
credit score
What to do if you can’t make a credit card payment
Are you afraid of falling behind on a credit card payment? If so, you’re not alone.
Many U.S. renters have poor credit scores, making it tough to buy
For millions of renters in the U.S., homeownership is financially out of reach. One of the main reasons: Their credit scores are far too low.
Credit card spending heats up during the summer, survey says
The holiday gift-giving season isn’t the only time you should worry about credit card spending.
The case for teaching personal finance to high school students
Studies have long supported that students who advance further in high school math have higher wages and are more likely to be unemployed.
Should you pay income taxes with a credit card?
After finishing your income tax return and then after getting over the shock of how much you owe the federal government, your next thought could be: How am I going to pay my taxes?
Q&A with Grinstein-Weiss and Despard: Credit card pre-approval letters and credit score
Credit card pre-approval letters can certainly fill up your mailbox — and your recycling bin. But what if you’re interested in applying for one of these card offers?
Q&A with Madhavi Venkatesan: How to help kids build credit
It’s crucial to start thinking about how to help kids build credit early on in their lives.
How to build credit as a college student
There’s a lot to keep you busy during college — exams, working to pay for school, parties. But without a doubt, it is one of the best times to start thinking about your credit. If you want a leg up on your finances later in life, start to build credit as a college student.
Q&A with Robert Hartwig: Navigating personal loans and credit
If you’re shopping for a personal loan, you’ve likely been shuffling through lender-to-lender comparisons and trying to decipher financial jargon. We get it — it’s a daunting task. But with so many lenders in the market, it’s crucial to understand everything that’s involved in obtaining a loan. And understanding how personal loans and credit work together is one of those things.